Still Tracking Down Credit Theif
Continuing on my post about some fatty using my credit card to pay for her pathetic diet, I found out that he or she used my card number again to make a $14 purchase on Scholastic Books. I also found out that the credit card is at home being kept safely by my mom, which can only mean that my credit information somehow leaked out while I was shopping online. Since it’s an Amazon credit card, and I don’t use it anywhere else but on their website, I can only conclude that
- Someone hacked into my Amazon account and got my credit information
- The checkout process isn’t as secure as Amazon claims it to be
- The lardo using my card might have kids (or perhaps the intelligence of a kid)
Either way I’ve contacted Chase, telling them that an unauthorized charge has been made again and that I demand to know who this sad excuse for a person is. I’m not too worried about the card itself since it offers 0-liability protection and they’ve refunded the previous 2 unauthorized charges. It’s just annoying to know that this person is still out there being fat, lazy, and cheap instead of being brought to justice.
This really got me thinking about the issue of credit cards. Before this, I’d sign up whenever the company offered a discount or promotion, resulting in me having at least 5 cards with different companies. Now I realize the danger of having so many cards and not being able to keep track of them all. What if the same problem happened to another card? Now I’m tempted to cancel some of the cards I rarely use and focus on using one card, preferably one with cash back.
I found this article about credit cards that offers some basic information, some of which I didn’t know until now, for first-time credit card users. I just wish I had found this earlier before applying for so many cards, then maybe I could actually turning my points into rewards and cash now. Instead, I have points across all my cards but all in very low quantity. The site also offers articles reviewing air miles credit cards and 5% cash back credit cards, the first which I already have and the latter which I plan on looking into. The Chase Freedom card looks tempting. 
